The Process

From Sign-Up to Payout

Six straightforward steps. No complexity, no guesswork. Start earning from day one.

Create Your Account

Onboarding

Download the Referrify app and register using your phone number. OTP verification — no password needed.

→Takes less than 2 minutes. Your phone number is your identity.

Verification

Upload your Aadhaar card, PAN card, and bank account details. Our team reviews and approves within 1–2 business days.

→KYC is required once before your first withdrawal. You can start sharing links before KYC is approved.

Discovery

Explore 100+ financial products across credit cards, loans, mutual funds, demat accounts, and more. Filter by category or earning potential.

→Each product shows the points value (convertible to ₹) and the institution's name.

Sharing

Tap any product to get your unique tracked referral link. Your customer ID is embedded — every click is attributed to you.

→Share via WhatsApp, Instagram, SMS, email — anywhere. One tap to copy or share natively.

Claiming

Once your customer completes the product action (card approved, loan disbursed, account opened), submit a screenshot as proof.

→Upload up to 5 screenshots. Add optional notes for the review team.

Earning

Our team reviews your claim and credits points to your wallet — typically within 48 hours. Withdraw to your bank account anytime.

→No minimum lock-in period. Withdraw at your pace.

Our FAQ covers everything from KYC requirements to withdrawal timelines.