Question 1

How do I sign up?

Accepted Answer

Download the Referrify app on your Android device. Enter your phone number, verify with OTP, and complete your profile (name, email, profession, date of birth). That's it — you're registered.

Question 2

Is Referrify free to join?

Accepted Answer

Yes, completely free. There is no joining fee, no subscription, and no upfront cost of any kind.

Question 3

Who is eligible to become a partner?

Accepted Answer

Any Indian resident with a valid Aadhaar, PAN, and bank account can become a partner. Financial advisors, insurance agents, loan DSAs, and anyone with a network of people who need financial products are ideal.

Question 4

Is there a minimum earning target?

Accepted Answer

No targets, no pressure. Earn at your own pace — refer one product a month or fifty. It's entirely up to you.

Question 5

What is KYC and why is it needed?

Accepted Answer

KYC (Know Your Customer) is a one-time identity verification required by RBI guidelines before we can process payouts. You'll upload your Aadhaar, PAN, and bank account details.

Question 6

How long does KYC approval take?

Accepted Answer

Typically 1–2 business days. You'll receive a notification once your KYC is approved or if any documents need resubmission.

Question 7

Can I share links before KYC is approved?

Accepted Answer

Yes. You can browse products and share referral links immediately after registration. KYC is only required before your first withdrawal.

Question 8

How much can I earn per referral?

Accepted Answer

Earnings vary by product. Credit card referrals typically earn ₹1,000–₹5,000 per approved application. Loan referrals earn ₹500–₹3,000. Demat accounts earn ₹500–₹2,000. Exact amounts are shown on each product page.

Question 9

How do I submit a claim?

Accepted Answer

After your customer completes the product action (card approved, loan disbursed, account opened), go to the product page in the app and tap "I've Completed This." Upload a screenshot as proof and optionally add notes.

Question 10

How long does claim review take?

Accepted Answer

Our team reviews claims within 48 hours on business days. You'll get a notification when your claim is approved, rejected, or placed under review.

Question 11

What happens if my claim is rejected?

Accepted Answer

You'll receive a reason for rejection. If you believe it was rejected incorrectly, you can resubmit with additional proof or contact our support team.

Question 12

Can I submit multiple claims for the same product?

Accepted Answer

It depends on the product — some have a per-partner claim limit and others are unlimited. The product page will show if a limit applies.

Question 13

How do I withdraw my earnings?

Accepted Answer

Go to the Wallet tab in the app, enter the amount you want to withdraw, and submit a request. Our team processes the bank transfer manually and marks it settled with a UTR number.

Question 14

Is there a minimum withdrawal amount?

Accepted Answer

Yes, there is a minimum withdrawal amount configured by Referrify. The current minimum is shown in the Wallet tab of the app.

Question 15

How are points converted to rupees?

Accepted Answer

Points are converted at a fixed rate set by Referrify. The current conversion rate (e.g., 1 point = ₹1) is shown in your wallet.

Question 16

How long do withdrawals take?

Accepted Answer

Withdrawal requests are typically processed within 2–4 business days. You'll receive a notification with the UTR number once the transfer is done.

Frequently Asked Questions

Getting Started

KYC & Verification

Earning & Claims

Wallet & Withdrawals